Dear Betty,
I am planning to open a nail salon and am going to have booth rentals instead of employees. I wonder if you can tell me the best way to handle insurance for them? Do they get their own individually or do I need to provide an umbrella policy?
I hope you can give me some suggestions.
Mary Beth D.
Dear Mary Beth,
Nail salon owners should have liability insurance. Every nail tech should be covered by professional liability insurance. In your case, I would suggest that you, as the owner of the salon, take care of all of the details and add the insurance costs to each nail tech’s rent. That would be the most uncomplicated and straight forward way to handle it.
Good Luck with you new salon,
